Friday, January 30, 2009

Franchise Opportunities Await!

Opportunities to own an InXpress franchise within the United States
are still available

Why InXpress?

  • Authorized DHL reseller
  • Authorized Freight reseller
  • Low cost
  • Low risk
  • Low overhead
  • True residual income
  • High income potential

You will be providing a value added service creating unique shipping solutions and savings for growing companies.

"InXpress has put me in a position to building a fantastic business. By leveraging the major carriers, like DHL, I can be sales driven and focus on creating residual income. This business is unique and powerful, and my customers love what I can do for them. I am achieving freedom!"
– Dustin Hansen, Atlanta, Georgia

"This is a great franchise for sales oriented people that want to own their own business. Almost every business ships, and wants to save money. With minimal entry cost and very little overhead, In just a few months I am making more than I was as a key employee of 4 years, and I am building residual income!"
– Jolene Jakeman, Salt Lake City, Utah

"Working for fortune 500 companies, I had been researching the right opportunity, for over 5 years until I selected InXpress. This is a proven system with incredible success over the past 20 years. The leadership has all been very successful doing what I do; these are the people I want to learn success from. In just a short period of time I have built a solid company projecting a large residual income."
– David Gilliam, Columbia, South Carolina

EARN MONEY FROM HOME
You can earn money working from home by
sharing and marketing our world-class
educational products. A revolutionary company
where education meets opportunity.
High Income - working - income - full time
Supplement your income on a part time basis or develop a substantial full time income from the comfort of your home.

Dead to the World

Whether living in rich or poor countries, heart disease is the leading cause of death.

Worldwide, an estimated 57 million people died in 2002. But whether they lived in a high-income country or a low-income one, cardiovascular disease was the leading cause of death. The World Health Organization reported that in high-income countries more than two-thirds of all people live beyond the age of 70 and die from chronic diseases. This drops to half of all people in middle-income countries and less than a quarter of people in low-income countries. But while cancer, diabetes and neurodegenerative diseases round out the causes of death in the wealthiest countries, HIV/AIDS, complications from pregnancy and childbirth, and road accidents are leading causes of death for people in middle-income countries. Infectious diseases, diarrheal disease and malaria are among the biggest killers in low-income countries. Nearly 11 million deaths in 2002 were among children under five years of age and 98 percent of them were in low-and middle-income countries.

THE TEN LEADING CAUSES OF DEATH BY INCOME GROUP IN 2002
(Death in millions / percent of deaths)

High-Income Countries


The annual Reader’s Digest trust survey surfaced this week, with some surprising results concerning who and what brands New Zealanders trust, and who we want our children to be.

First things first, customer service and IT helpdesks rank in the middle (22 out of 40) as a preferred profession for our children, one spot ahead of the humble journalist. Down the bottom of the list we find car salesmen, telemarketers and real estate agents. According to the study, these vocations are less desirable for our offspring than for them to become sex workers.

Questioned about what professions we trust, IT support again scores in the middle of the list (23 out of 40), with politicians right at the bottom of trusted professionals, just behind car salesmen and telemarketers. Again sex workers score better than these three.

On the list of trusted companies, Sony scores a ranking of nine overall. The company was also the number one trusted electronics supplier. Vodafone took the top award for telecommunications at 34, while HP took the honours in the computer category, listed as the 41st most trustworthy company in New Zealand. Compaq is the next computer vendor on the list at 67, followed by Apple at 72, Dell at 90, Acer at 98 and Lenovo 114 out of 115.

Overall, IT companies and professionals seem to be a trusted bunch in New Zealand (unlike journalists) and companies like HP has understood how to appeal to the masses.

Trust is an important thing for the bottom line, and something massive multinationals might give a bit more consideration for the future.

Crikey, we're posh!

According to Nielsen Netratings, Reseller News is New Zealand's fourth ranked site for high income households. Perhaps we sould start running features about caviar and truffles.


Microsoft's Open Source own goal

Threatening open source developers with nebulous patent claims could backfire. It won't be pretty.

Protecting intellectual property is common sense. It's business 101. In the software industry it is doubly important. For Microsoft it is a core competency.

But software patents may not be the best tool to do this. For a start they are highly controversial. And there's a question mark over whether they actually work. We'll leave all that to the lawyers.

However, if Microsoft is seen to abuse software patent laws, there's a risk it will undermine an already shakey system and, eventually, the entire edifice could come tumbling down.

That's problem number one.

Problem number two is more complicated. Microsoft may talk about innovation, but it is consistently out-innovated (if that's a word) by rivals like Google and open source developers. Tying-up rivals with dubious software patent litigation is a defensive move that will only strengthen the growing feeling in the market that Microsoft is no longer in the ascendency.

And there there are the legal counter-strikes. Many of Microsoft's rivals, including those in the open source camp, own software patents which they suspect they company may have infringed. If the patent software gloves come off, Microsoft may lose more than it stands to gain.

While Microsoft has every right to protect itself against theft, it needs to ensure it doesn't undermine its armoury or its moral authority.

Executive Benefit Objectives

A comprehensive executive benefit program can be designed to provide selected executives with:

  • A continuing level of replacement income for the executive beyond active employment with which to reasonably maintain his or her family’s established standard of living after his or her retirement, disability or death. A 2004 study published by Georgia State University indicated that executives earning more than $250,000 had to earn over 85% of their pre-retirement income after they retired in order to preserve their after-tax level of spendable income. Retirement income would come from a combination of sources, including Social Security, qualified retirement programs, personal savings and non-qualified supplemental employer provided retirement programs;
  • Programs to facilitate the executive’s ability to accumulate capital through a combination of company sponsored deferred compensation, personal pre-tax savings and investment programs, as well as through company provided performance related short-term and/or long-term incentive programs;
  • Sufficient executive liquidity to settle his or her family’s cash needs upon his or her death, including paying off mortgage balances and other debt, and providing adequate cash resources to meet the executive’s estate settlement costs, including federal and state income and estate taxes, final medical expenses, etc.

Each of these objectives can be tied to “golden handcuff” requirements to encourage the executive to remain faithful to the company, and can provide for a “golden parachute” to financially protect the executive in the event of a change of control.


Fundamental Concern

Company compensation-related needs, individual executive needs and tax laws are prompting companies to focus on special executive compensation and benefits.

Issues

The concerns about executive benefits are caused by:

  • High personal income tax rates -
    High income taxpayers are drastically affected by the combination of high individual rates, the surtax, the phase out of the personal exemption, and the additional tax generated by the removal of the cap on the Medicare hospital insurance payroll. Coupled with changes in the Alternative Minimum Tax (AMT) and the loss of other previously deductible items, many individuals who do not consider themselves to be "wealthy" now find themselves in a new class of "tax impoverished" citizens;
  • Legislative restrictions and limitations placed on qualified plans -
    Federal tax laws have implications for highly compensated individuals in both the accumulation and distribution phases of retirement. For example, the 401(k) plan, which became so popular in the 1980's, has limited use as a retirement savings vehicle for a highly compensated executive. The restrictions on the maximum amount that may be contributed means that a smaller percentage of an executive’s income may be contributed as the income increases. Accordingly, if the executive has to rely on his or her 401(k) plan for retirement income, the executive may not have enough money to live without decreasing lifestyle expenses;
  • Specific accounting requirements promulgated by the Financial Accounting Standards Board (FASB) through Statements (FAS) 87, 106, 112, and 132; and,
  • The special need to attract, retain and reward key management and technical talent.

DEMO DRILL DOWN: Wine, Diet Aids, Gardening Product Categories Skew To High-Income U.S. Households

U.S. households earning $100,000 or more in annual income, spent more than twice as much on wine than average American consumers during the 52 weeks ending June 28, 2008.

Although they represent only 18.7% of U.S. households, high-income households represented 39.6% of wine dollar sales during the time period.

Other categories skewing to households with high incomes include diet aids, liquor, and floral/gardening supplies.

Rank
(by highest index)
Top 10 Category Purchases:
U.S. Households
With $100,000+ Annual Income
Dollar Volume Index*
1 Wine 212
2 Diet Aids 158
3 Liquor 156
4 Floral / Gardening 155
5 Baby Needs 152
6 Snacks / Spreads / Dairy Dips 148
7 Baby Food 147
8 Skin Care Preparations 147
9 Fresh Produce 144
10 Juices / Refrigerated Drinks 142
*Note: “Dollar Volume Index” is a demographic segment’s share of dollar sales, divided by a segment’s share of U.S. households, multiplied by 100.
Source: The Nielsen Company (June 30, 2007 - June 28, 2008).

Nielsen’s Marketing Tip:
Retailers targeting high-income households may want to promote these categories with feature ads, displays, and product assortments. Manufacturers should consider cross-promoting and cross-couponing items in these categories.

Yogen Fruz continues its expansion into the US: San Francisco Bay Area, California

Yogen Fruz San Francisco

TORONTO, Sept. 25 /PRNewswire/ - Yogen Fruz USA Inc. is pleased to announce that the Company has completed a Master Franchise Agreement with Two Towers Inc. for the San Francisco Bay Area, in the state of California, U.S.A. This agreement extends to cities with a middle-to-high income demographic such as Berkley and Walnut Creek.

The Company, who recently announced a Master Franchise Agreement with Titan Group Inc. for Northern Florida, is continuing its aggressive expansion program by entering the San Francisco Bay Area with a strong regional partner in order to quickly penetrate this territory. “We are particularly excited about the flagship location, which will act as our showpiece outlet for northern California,” commented President, Aaron Serruya.

Yogen Fruz expects to open in the San Francisco Bay Area by the end of December, 2007 including a location at Three Embarcadero Center, Ground Level, in the heart of the financial district. Over a five year period, a target of 35 outlets has been set for the region. “The Company will be showing great momentum in the future as it continues to complete new master franchise arrangements in the United States,” Serruya said. “We believe that both Florida and California will experience the same high level of success that we have achieved in over 20 countries around the world.”

Yogen Fruz USA Inc., is a subsidiary of Yogen Fruz Canada Inc., a world leader in the frozen dessert category, with over 1,100 locations operating in over 20 countries around the world. Yogen Fruz pioneered the frozen dessert/snack business when it opened its first store in 1986. Today with its new assortment of proprietary Probiotic frozen yogurt and its dairy and non dairy smoothies, it continues its strong tradition of market innovation and leadership. Yogen Fruz provides customers with a healthy alternative to fast food that’s great tasting and nutritious, making it a great product for today’s healthy and active lifestyle.